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car insurance quotes
Car insurance quotes are synonymous with auto insurance quotes. They are set up by auto insurance companies such as AAA, Geico and State Farm Insurance so as to give consumers a better idea of the policy that works best for their needs. They are an invaluable tool because they allow you to determine exactly what you will be charged by each independent insurance company that offers coverage, anywhere in the country, regardless of car make/model/yr, your age, your gender, or any of the other minor details that make up the cost of a policy.

These quotes are going to specifically reflect you as a driver, since the company is putting it's faith (so to speak) in you as a driver. If you have a history of getting into accidents, committing speeding violations, or driving under the influence, then you should not be surprised to find that it is extremely expensive for you to insure your automobile. On the other hand, if you have a clean driving record, you should expect to pay less than the average auto insurance costs.

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The following chart provides you with some examples of how a few things such as the make/model/yr of the car you wish to insure, and the gender and age of the driver you wish to insure, effect the premium costs in CA, more specifically, Los Angeles, CA:

Car Make/Model/Yr
Gender
Age
6-Month Premium Cost
'00 Ford Ranger Male 23 $1,568
'00 Ford Ranger Female 23 $1,551
'81 K1500 Jimmy Male 30 $859
'81 K1500 Jimmy Female 30 $846

Some of the factors that will impact the cost of you auto insurance policy include:

  • Gender and age- a young male driver is unfortunately going to have to pay more for his coverage than a middle-aged woman would have to.

  • Driving record/History- "Fender-benders," tickets and driving under the influence, all add up to equal a higher premium.

  • Misc. Discounts- Good students, safe drivers, owners of safe cars, if you are a senior or in the military, if you have low mileage on your car or live in a rural community.

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